Five Essential Money Moves for First Time Parents

One of the most joyful life-changing game and event for a couple’s financial plan is the birth of their very first child. However, you will learn quickly that “kids ain’t cheap!” In this article, we will give you my suggestions for great money moves for first-time parents like yourselves.  Saving and Budgeting First, when starting to prepare for your baby expenses which certainly are inevitable, you’ll need to evaluate what your monthly budget looks like as at now. You need to perform what we call cash flow analysis which helps you break down your monthly income, your fixed and variable expenses and your monthly savings. You need to identify some… Read More

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You Are Not a Financial Stereotype – Are You Treaded Like One?

Who do you suppose you are to your financial advisor? Chances are you are less a person than a “type”. Maybe you’re the corporate manager who takes risks. Maybe you’re the single parent struggling to build a college fund. Maybe you’re the middle-aged couple who must take care of ailing parents. Whatever the details, what you are not is a unique individual. It has been my experience, that many financial advisors rely on a handful of investment models to cover the life circumstances their clients find themselves in. They have created six, or eight, or ten portfolios intended to encompass a broad range of circumstances and personality types, and their job… Read More

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Bitcoin 101 – What is It and Should I Invest in It?

The word virtual is defined as “being such in essence or effect though not formally recognized or admitted.” Each and every day the world we live in, especially in this rapidly changing digital age, seems to move further and further away from the concrete and closer to the virtual. The recent surge in Bitcoin is, even more, evidence of the movement. If you’re like so many others and ready to jump on the Bitcoin bandwagon, make sure you understand it before you dive right in.

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stock market

Active Trading and The Perils Surrounding It

Gambling on purchasing a new washer when you see the latest price drop may make you a winner when it comes to saving money on a new appliance. However, when it comes to investing, that strategy, active trading or day trading, may not be your best option for winning. Some financial advisors can give a great sales pitch on why you should buy and sell securities for short periods of time. Basically, you are buying and selling stocks on a regular basis. The goal is to take advantage of short-term movements in price on investments that are in higher demand. More often than not though, active trading and the perils… Read More

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10 Real Estate Investing Tips You Must Know

If you’re looking for real estate investing tips, you’ve come to the right place. I have personally owned investment real estate for years.  With that comes the good, the bad and the ugly and I’m not talking about the movie. If you’re like me, learning more real estate investing tips is a must so you can be a better investor. So before you launch into the world of real estate investing, here are a few items you’ll want to consider.

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Need Advice on Money? Tips for Picking the Right Financial Expert

When it comes to your health finding the right doctor can be a daunting task. You’d obviously prefer an MD to someone that’s taken few medical classes in college. You want to make the best choice possible to ensure you stay in good condition, so why should the health of your finances be any different? It shouldn’t, which is why it’s so important to understand what the driving force behind the financial expert you’re turning to for advice can really offer you. Here are four common “experts” most people approach when seeking financial recommendations.

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