Newsletters
Fifty-seven percent of American workers have saved less than $25,000 for retirement, and 28% have saved less than $1,000.
Will you outlive your retirement income? Are your financial expectations for the coming year realistic?
Our financial newsletters are designed to provide helpful information on a wide variety
of financial topics. Simply click on one of the newsletter topics below to read the article in its entirety.
October
-
The U.S. has become the world’s largest energy producer; can lower gas and oil prices accelerate the economy?
-
Having proper legal documents in place can help when you are unable to make your own medical and financial decisions.
-
Some considerations when deciding where to live in retirement, be it staying in the same community or moving.
-
Emerging market investments may have the potential for higher average returns over the long term, but there are risks.
-
Starting in 2015, only one 60-day tax-free rollover each year will be allowed, no matter how many IRAs are owned.
-
The federal government is forging trade agreements and creating new programs that may help businesses become export-ready.
September
-
A look at recent international geopolitical situations and whether they could have a long-term effect on U.S. markets.
-
This article provides an overview of basic trust terms and structures and common types of trusts.
-
Reasons why life insurance may still be important and the differences between term and permanent insurance policies.
-
Understand Social Security claiming strategies, longevity issues, and tax considerations to help maximize benefits.
-
Knowing what to look for could help investors guard against common types of fraud such as pyramid schemes and affinity fraud.
-
Making accurate quarterly tax payments on schedule can help avoid interest penalties for underpayment.
August
-
A Federal Reserve analysis found investing in a college degree earned an average annual return of about 15% over the last decade.
-
When leaving a job, what you could do with the assets you’ve accumulated in your employer-sponsored retirement plan.
-
This article explains how alpha and beta measures can be used to compare investments.
-
Workers aged 50 and older can give their retirement savings a boost by taking advantage of catch-up contributions.
-
Some tips for fitting a personal vacation into business plans and helping the business run efficiently.
-
This article explores ways to enjoy a relatively inexpensive outdoor vacation.
July
-
Understanding the current jobs situation and how it may affect the economy in the coming months.
-
The key dynamics behind the U.S. trade deficit including trade issues with China and international trade agreements.
-
An overview of UITs with a focus on some important factors to understand when adding UITs to a portfolio.
-
An overview of fixed and variable annuities and how they could provide a guaranteed income stream in retirement.
-
Ideas for parents to consider when their adult children ask for financial help.
-
How to help survivors from being forced to liquidate the business, sell assets, or borrow money to pay taxes and fees.
June
-
Current housing trends, the role of the government in the housing-finance market, and what changes could mean.
-
Key points to consider as you envision your retirement and work to make your dreams come true.
-
Tips to maintain or potentially improve your credit scores (higher scores could make it easier to obtain credit).
-
The health exchanges could be beneficial for early retirees who need coverage before they are eligible for Medicare.
-
A number of new taxes could affect couples (especially higher-income couples) and lead to surprises at tax time.
-
Common financing options that small businesses often rely on to run their operations or finance expansion.
May
-
Principles of high-frequency trading and an examination of its potential impact on average investors.
-
Why women need life insurance, whether they are breadwinners, co-providers, or a stay-at-home parent.
-
It’s wise to review your portfolio regularly to make sure the asset allocation still reflects your chosen strategy.
-
A recent poll measured attitudes toward four potential changes to strengthen the Social Security system.
-
A look at the many types of indexes and indexed investments tracking various segments of the economy.
-
More than half of small-business owners and CEOs surveyed in 2013 said they were planning to hire new workers in 2014.
April
-
The bull market for U.S. stocks hit the 5-year mark in March; only 5 have lasted longer. Where could stocks be headed?
-
The basics of bonds including the advantages and risks of U.S. Treasury, municipal, and corporate bonds.
-
When it comes to taxes, the giver could face tax liabilities that do not apply to the receiver.
-
The road to a comfortable retirement is full of risks, and they don’t end when you stop working.
-
Make it easier to find financial documents when you need them with these organization tips.
-
Start-up activity rose to a 14-year high in 2012; some first steps for turning an idea into a profitable business.
March
-
New Fed chair Janet Yellen, forward guidance for future action, and how investors and the economy could be affected.
-
Some factors that may affect P/E ratios and what they might reveal about individual stocks and broader market trends.
-
A look at how the FOMC compiles the Beige Book and some of the useful information that can be found in it.
-
A description of closed-end funds and why income-oriented investors may want to consider them for their portfolios.
-
While small biz strive to comply with the federal tax code, certain practices could attract attention from the IRS.
-
IRS rules regarding who must file are based on the amount and source of income rather than age
February
-
In 2013, Japan’s economy and stock market showed promising signs of progress after 15 years of deflation.
-
Four common obstacles to saving for retirement with suggestions on how to get back on track.
-
Various indicators (leading, coincident, and lagging) may be helpful to better understand economic trends.
-
Common types of trusts, the issues they might address, and the benefits they may provide.
-
Treasury Inflation-Protected Securities could help provide a hedge against future inflation.
-
Cloud-based services available to businesses and some of the pros and cons.
January
-
While economic forecasts for 2014 are encouraging, there are factors to watch in the months ahead.
-
The calculation of U.S. GDP was revised in 2013 and the changes provide a different perspective on economic performance.
-
A letter of instructions can help guide family members through the many steps that need to be taken after the loss of a loved one.
-
From time to time businesses may want to revisit whether the current organizational structure is meeting its needs.
-
Factors that retirees should consider when making the important financial decision about claiming Social Security.
-
Debit and credit cards are subject to different rules and tend to offer different benefits and liability protections.
December
-
A trio of American Nobel Prize-winning economists contributed to fundamental investing concepts and principles.
-
Several ideas that could help you save more without making major changes to your current lifestyle.
-
Almost half of investors consider themselves “novices” when it comes to ETFs. This article explains how ETFs work.
-
Understanding behavioral finance may help you determine an appropriate level of risk for your investing strategy.
-
Compare the benefits and limitations of 401(k) and SIMPLE IRA plans to see how they might meet a company’s needs.
-
Dog owners may want to review their insurance policies to determine whether they have adequate liability protection.
November
-
Some of the pros and cons of converting a traditional IRA to a Roth IRA are discussed.
-
A HDHP with a HSA is a strategy that may help reduce current ins. costs while saving for future medical expenses.
-
How a dollar-cost averaging strategy could help investors weather market volatility.
-
A survivorship life insurance policy could provide benefits at a lower cost than individual life insurance.
-
Three business valuation methods are discussed with suggestions to help owners prepare for the sale of their businesses
|