Fincancial White Papers Written by Heritage Investors

5 Financial Mistakes Physicians Make

As investors, physicians have unique needs and face particular challenges. This special report will discuss some common mistakes that impact growing your wealth, protect your assets, and tips for thriving financially in a shifting landscape of industry change.

Choosing A Financial Advisor: What To Know Before You Invest

Choosing a financial advisor may be one of the most important financial decisions that you will ever make. The person you decide to work with will be in a position to influence critical investment and planning decisions, and the quality of his or her advice could heavily influence your long-term financial success. Whether you are preparing for retirement, planning an estate, selling a business or handling a wide range of complex financial matters, having the right advisor relationships in place is vital. Here are some areas you may want to consider before selecting a financial professional.

9 Investment Pitfalls High Net-Worth Investors Should Avoid

Few words better characterize today's financial markets than uncertainty. We believe investors need to adjust their expectations in order to adapt to the road ahead. It seems to be the nature of today’s markets to subject investors to price fluctuations and confusing global events that test emotional fortitude at every turn. Experience has taught us that successful investing requires discipline and the patient execution of a long-term strategy, most especially when it is emotionally difficult. In fact, that is usually the time when opportunities are greatest.

In order to help our clients chart a course in uncertain waters, we've compiled a list of critical mistakes investors should avoid.

7 Principles of Long-term Investing

Increasing your wealth over time is about more than making the right stock picks or always buying low and selling high. Too often, we see intelligent investors hamstring their potential for success by making fundamental errors in their investing strategy.

Over the years, we have observed the effects of fear, greed, lack of discipline, groupthink, and many other pitfalls that investors experience. Accordingly, we have compiled this list of seven principles of long-term investing. These principles are by no means exhaustive, nor will they guarantee investment success, but we hope that you will find them useful in helping you make investment decisions.

5 Things Retirees Should Know about Social Security Benefits

Social Security provides an important source of guaranteed income for most Americans. Choosing the right claiming strategy is even more important under new Social Security regulations.

Is College Worth It?

A lagging economy and skyrocketing university costs leave many Americans asking, “Is college the right choice for me”? This special report will help you understand the costs and benefits of a university degree and give you important information about planning and saving for college.